Expat Advisory Group
IPP Financial Advisers Pte Ltd
Elena Tsvetkova
Elena is a licensed financial consultant and has a history of working in financial services with numerous nationalities, giving her the expertise needed to navigate various international markets and multi-currency investment products. Being born and raised in Singapore she is also very familiar with the local market and how to optimize one’s portfolio through investing whilst living in Singapore. Prior to her time as a consultant, she was part of the marketing team at IPP Financial Advisers which, equipped her with in-depth product knowledge across all areas of financial planning and insurance needed to be an unbiassed financial consultant.
Adjacent to her current role, she heads up Corporate Social Responsibility at the Expat Advisory Group. In 2017, she wrote the CSR policy which states, “We aim to improve the lives of current and future generations by changing our daily habits and organizing more charitable activities that will improve the lives of others and the environment.” This policy also translates into her financial planning philosophy where she aims to improve the lives of current and future generation by providing them with the necessary financial advice throughout their various life stages. She also strongly believes in using investing as a tool to not only just improve the lives of her clients but also the world. In her spare time, she enjoys traveling and exploring new cultures that further deepens her knowledge of the global community.
EXPERTISE
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Multi-Currency Wealth Management
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Retirement Planning
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University and school fee planning
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CPF Investments
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Life Insurance
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Legacy & Estate Planning
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UK Tax Planning Solution
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Australian Tax Planning Solutions
QUALIFICATIONS
MAS Appointed Representative No. ET-300574361
Capital Markets & Financial Advisory Services Singapore – Singapore College of Insurance:
M5 – Rules & Regulations for Financial Advisory Services
M8 – Collective Investment Schemes
M8a – Collective Investment Schemes II
M9 – Life Insurance & Investment-linked Policies
M9a – Life Insurance & Investment-linked Policies II
HI – Health Insurance
Bachelor of Science (Hons) International Tourism and Hospitality Management
Awarded First Class Honours - University of Sunderland, UK
EXPERIENCE
Senior Financial Consultant, Expat Advisory Group (Singapore)
IPP Financial Advisers Pte Ltd
2021 - Present
Singapore
Marketing Manager, Expat Advisory Group (Singapore)
IPP Financial Advisers Pte Ltd
2017 - 2021
Singapore
Business Development Manager, Expat Advisory Group (Singapore)
IPP Financial Advisers Pte Ltd
2016 - 2017
Singapore
CLIENT TESTIMONIALS
Elena is a real pleasure to work with. She is very thorough and diligent in the information she provides and takes great care in answering all questions. I look forward to a long working relationship with Elena!
- Brenda Hurtrez - Director Sourcing, Enterprise Accounts, APAC, CBRE
"Elena has provided sound and clear advice on retirement planning as well as structuring an investment package that supports my goals. Elena's flexible approach accommodated my requirements for sustainability whilst still focussed on an aggressive approach to returns."
- Chirag Amin - General Manager DePuy Synthes Spine Japan, Johnson & Johnson
"Working with Elena was an absolute pleasure, she assisted me with investment and tax planning - very knowlegeable of local products/services to maximise benefits. Elena was transparent in all the dealings encouraging me to consider alternatives to her portfolio recommendations. After sales customer service is outstanding. Elena was also very patient in assisting and guiding my daughter through her first insurance and investment purchases. Highly recommend her prefessionalisn, product knowledge and support."
- Peter Drube - Principal Technical Consultant, Principal Consultant - Global Financial Services APJC, Amazon Web Services
"Elena was transparent and helpful when recommending investment products suited to my needs as an expat. Overall I am very happy with the result, and how she helped me navigate the complexities of international investment."
- Ben Wright - Principal Technical Consultant, Aptitude Software
